Financial Hardship Policy

Struggling with your bill?
We have a plan for that.

Not a hotline. Not a form. An actual plan, on the menu — $32 a fortnight for full, unlimited broadband. Yours on request.

The Hardship Plan

$32
per fortnight
$69.33/month equivalent

25/10 Mbps NBN — Unlimited Data

  • Unlimited data — no shaping, no caps
  • Available on all NBN fixed-line and fixed wireless technologies
  • Fortnightly billing, aligned to your pay day
  • No lock-in — move to any plan at any time
  • Full, unthrottled service — connected or not, never half-way
  • Same email and WhatsApp support as every other customer

Upcoming price change: From 1 July 2026, the fortnightly charge for this plan will decrease to $27.50/fortnight ($59.58/month equivalent, inc. GST). No action required — your billing will update automatically.

How to access the hardship plan

Option 1

Self-service in your portal

Log in to your HIT Pacific account and select “Move to hardship plan” under billing. No phone call required. Takes 30 seconds.

Option 2

WhatsApp

Message us on WhatsApp and tell us what’s going on. We’ll move you across, no interrogation required.

Option 3

Email

Email hello@hitpacific.com.au at any time. We’ll sort it out, no questions asked.

New sign-up

Starting on hardship

You don’t need to be a customer first. If you need the hardship plan from day one, select it during sign-up. It’s on the menu.

Our commitments to you

No throttling, ever. When you’re on the hardship plan, your service runs at 25/10 Mbps NBN speed. We do not throttle or shape services. A customer in hardship is connected or they’re not — we don’t do half-measures.

Payment arrangements. If you miss a payment, we don’t immediately disconnect. We’ll send you a message, give you time to sort it, and work with you on a payment arrangement if that’s what you need. We’ll only disconnect as a last resort, and we’ll always tell you in advance.

Need more time to pay? If you need a few extra weeks, contact us and we’ll extend your due date. The full amount remains payable — this is about giving you breathing room, not adjusting the bill.

Moving back to a standard plan. When you’re ready to move up, there’s no waiting period and no penalty. Switch in your portal the same day.

No disclosure required. You don’t need to explain your situation to us. No documentation or proof of circumstances required — just ask, and we move you across.

What hardship is not:

This policy is maintained in compliance with the Telecommunications Consumer Protections (TCP) Code Part 9 — Financial Hardship. If you have concerns about how we’ve handled a hardship request, contact us at hello@hitpacific.com.au. Formal complaints can be lodged at the Telecommunications Industry Ombudsman (TIO).

Free financial counselling

If you’d like independent advice on managing debt or household budgeting, a free financial counsellor can help. You don’t need to be in crisis — they’re there for anyone doing it tough.

Connectivity shouldn’t be a luxury.

If you need the hardship plan, reach out — by any channel, at any time. No questions, no scripts, no waiting.

This page fulfils the TCP Code Part 9 requirement for public visibility of financial hardship assistance.